Just the thought of dealing with our personal finances can be overwhelming, especially if money is tight, there is a loss of income, debt is weighing you down, or you are already tired from trying to keep up.  It is completely understandable to feel discouraged or overwhelmed because you feel like you have to solve an impossible puzzle. Let me give you hope.  

Some things that appear complex and virtually impossible are sometimes much more simple than they appear.  They only seem complex and impossible because we don't know how to solve them.  Take a Rubik's Cube for example.  Ever try to solve one of those?  If you haven't, give it a try.  Without knowing how to solve it, you will most likely get frustrated and give up well before you get all six sides the same color. Even if you get a couple sides the same color, as you try to work on the remaining sides, the two sides you had solved will end up scrambled again.  Would you believe it if I told you that a Rubik's cube can be solved in 4 steps?  You don't have to believe me, Google it for yourself.  It's just a matter of orienting yourself to the cube correctly and making repetitive moves in the right sequence. 

Solving your seemingly complex and virtually impossible "money puzzle" is similar.  If we orient ourselves to our situation correctly and make consistent choices in the right order, anyone can do it.  The key is knowing what it takes to solve the puzzle.
 
I put the solution to your money puzzle into 3 simple phases.  I can help you if you are open to the truths I coach, and you are willing to be different.  I promise. 

Please hear me correctly, I said it is simple. I did not say it will happen overnight and I didn't say it will necessarily be easy.  More often than not, doing the "easier thing" does not end up being the easier thing anyhow.  While the truths I coach are not necessarily easy, they will set you on a definitive path to the easier life you want.  

Change is not easy, but continuing on the same path when change is necessary, is always more difficult.  Let's work together to make your life easier!

I believe in you, 
Ryan